TFR Class Fifteen: Fair Lending and Benefits Analysis in Consumer Protection Regulation

J. He,

In today's class, we will be covering two topics. The first is law of fair lending. We will start a memorandum arising out of a class action challenging discrimination in mortgage lending several years ago and then will look at a subsequent legal decision in a similar action. There follows a brief description from SCOTUS Blog of a recent oral argument in the Supreme Court. Our second topic will be benefit analysis in consumer protection regulation. Here a somewhat lengthy paper on the topic is posted. Read through the introduction and Part I, which is a literature review on the subject. The balance of the paper is optional, and you should read only to the extent that your personal interests dictate.

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